Learn How To Charge Credit Cards, Void Transactions, Give Refunds & Run Special Reports Using Your Authorize.net "Virtual Terminal" ...

By A Web design Company © 2012 by Bart Smith, TheMarketingMan.com & Founder of MyTrainingCenter.com, MyMarketingCart.com, MyPaymentServices.com & MyFulfillmentServices.com and author of MyNetworkingTactics.com, RichCoachBrokeCoach.com and B.S. The Book If you're new here, join my list to receive training via eMail, updates and announcements from me. You can also connect with me on LinkedIn, Twitter or Facebook. Thanks for visiting! INDICATES A "VIDEO TUTORIAL LINK" YOU CAN CLICK, WATCH & LEARN

What is a "Virtual Terminal?"

A "virtual terminal" is an online credit card processing system that allows you to manually authorize, process and charge a customer's credit card using any computer in the world, as long as it's linked to the Internet.

It sounds simple enough, but learning how to use a "virtual terminal" is a completely different matter. This is why I created video tutorials about virtual terminals.

	How do you get a "Virtual Terminal?"

First, you have to apply online for a merchant account (below) through my company, MyPaymentServices.com. Once you are approved, you will have your own virtual terminal assigned to your merchant account. This will allow you to process credit cards online when you need to, in addition to other merchant processing tasks associated with having a merchant account. If you already have a merchant account, you can login using the Log Into Your Account link provided below.

Log Into Your Account		Sign Up For A Merchant Account
If you have a merchant account through Authorize.net, you can already log into your online virtual terminal to charge a credit card, void a transaction or refund a customer's credit card purchase by logging in below ...		If you need a merchant account and a virtual terminal to accept credit card payments from your customers, then apply online for your own merchant account through my website. Click on the button below, apply online and a representative from my office will contact you ...

	"Virtual Terminal" Video Tutorials ...

If you already have a merchant account and a virtual terminal to charge credit cards by hand, void transactions, run special reports, even refund a customer's credit card purchase ... all you need to do is watch my video tutorials to find out how to conduct those functions and more ...

To watch one of my video tutorials, simply click on the link corresponding to the topic you'd like to learn more about:

Are you ready to start learning how to charge credit cards online? With my video tutorials, you will also learn how to void them and refund credit card purchases. You will also learn how to configure your shopping cart gateway so you can process orders from your website in real time. Now, let's get started learning all about your virtual terminal, charging credit cards and a lot more ...

Let's start with the eMail you received from the Merchant Account company. In that eMail, you should receive your username and password to login to your online virtual terminal at Authorize.net. Keep this information available, yet confidential and secure.

	Here's what to do first when you get your Welcome Letter from the merchant account company ...

Let's take a quick look at the home page area of your merchant account when you log into your online virtual terminal.

	Virtual Terminal "home page" overview so you can get familiar with what's where ...

Here's where you find out what credit cards you are currently able to accept. If you have a shopping cart, you don't want it to accept credit card payments for those credit cards you are not authorization to charge.

Check which credit cards you are setup to accept from customers ...

The Address Verification Service (AVS) is a tool designed by bankcard processors to assist in identifying potentially fraudulent credit card transactions. For every credit card authorization, AVS compares the billing address and ZIP code provided by the customer at the time of purchase, to the address and ZIP code on file at the card issuing bank.

AVS then returns a response code indicating the results of the comparison. Here's how to customize the AVS segment of your merchant account so you don't fall victim to those committing fraud around the globe when they try to test to see if the credit cards (stolen and in their possession) are good through your website shopping cart.

Verify you are checking certain key aspects of the billing address to verify the validity of cards you charge ...

Here's how to configure your shopping cart's gateway with Authorize.net user account information so you can process credit card orders placed through your website in real time. "Real time", means the money charged will automatically be deposited into your bank account within three business days, typically.

Configure your shopping cart with your merchant account so you can charge credit cards on your webs site ...

When you first get your virtual terminal account, it's set to "Test Mode." Here's how you can turn it on and off so you can test your shopping cart and yet GO LIVE when you're ready to process credit cards in real time!

When you're ready to go live, know how to turn on/off the Test Mode feature of your merchant account ...

Every day at a specific time (you set), the merchant processing company will reach into your account and start charging all the credit card orders waiting to be charged.

Learn when your transaction cut-off time is so you can be sure to get your orders in promptly so they're charged A.S.A.P. This is important to know. Watch this video!

Learn how to change the transaction cut-off time in case you want to process credit card payments sooner/later ...

8.0 — Daily Velocity Filter

The Velocity Filter allows you to specify a threshold for the number of transactions allowed per day. All transactions exceeding the threshold in that day will be flagged and processed according to the filter action selected below.

If you select Authorize and hold for review as the filter action, once the transaction is held for review, we recommend you take action to approve or void the transaction within 72 hours. Also, you should monitor or review your processing trends over several weeks to help you determine a typical per-day high.

Update your contact inforation for all the obvsious reasons ...

If you live in the United States, and you are using your virtual terminal provided to you by your online merchant account, you can charge credit cards for payments and orders you receive via telephone, through the mail or in-person at seminars and workshops. Here's how you charge a customer's credit card by hand when that customer has a US (billing) address using your virtual terminal.

Here's how to charge a credit card if the card holder lives in the United States ...

If your customer has an international (billing) address (lives outside of USA), here's how to successfully charge a credit card using your virtual terminal.

Here's how to charge a credit card with an international address ...

Here's how to void a customer's credit card order before the merchant processing company reaches in to charge their credit card.

Here's how to VOID a credit card charge when you need to ...

Here's how you facilitate a refund to a customer's credit card when the customer asks for a refund. But, before you commit to giving a customer money back, be sure to read my approach to refunds inside my Income Checklist tutorial report. It's a must-read in cases like these.

Here's how to REFUND a credit card charge when you need to ...

If you need to look up a charge you made or a specific customer transaction, it's easy to either run a report or search for it.

	Here's how to SEARCH for a transaction when you need to ...

Let's say you wanted to charge a client's credit card for any number of consecutive months or indefinitely until the customer requests to cancel services with you. This feature is called "recurring billing."

Recurring billing works well if you want to charge a customer's credit card on a regular "recurring basis" automatically (e.g.., monthly, quarterly, annually) or offer payment options for large ticket items (e.g., three easy payments of $250 per month). It's a great feature provided by your virtual terminal. Here's how to set up a client for recurring billing.

	Here's how to setup RECURRING billing when you need to ...

Always keep your contact information up-to-date so your transaction reports get sent to YOUR correct eMail address for management and record keeping purposes.

	Update your contact information for all the obvsious reasons ...

Here's how to keep your banking information current (1) so your monies get deposited into the right bank account and (2) the fees associated with maintaining your account remain paid and in good standing. You don't want your account to be closed because you're not paying the monthly bills!

	Update your contact information for all the obvsious reasons ...

	Sell Merchant Accounts & Earn Residual Income Commissions

Would you like to earn residual income every month? Then, sell merchant accounts with me. Learn more about this FREE business opportunity on my website, MyPaymentServices.com.

	Signup to become an affiliate to sell merchant accounts for extra residual income ...